Travel Insurance protects you travel investment.  Not all the polices are the same.   Read always the list of covered reasons and exclusions, ask always for pre-existing conditions and age limits.

• TRIP:  Cancellation, Delay  and Travel Interruption
• MEDICAL/ACCIDENTAL DEATH INSURANCE:  Medical/Health, Medical Evaluation and Accidental Death  (Air flight Accident, Common Carrier
• BAGGAGE/RENTAL CAR DAMAGE INSURANCE:   Baggage Loss and Rental Car Damages

• Check your other insurance policies for similar coverge
• Review tge policy for what’s covered and what’s excluded
• Look at the refund policy
• Check to see if it covers trip cancelatiion due to health ad disease outbreaks  (i.e. Coronavirus) or natural disasters where you are traveling to
• Find out if it cover medical bills for service outside the U.S.A.
• If you plan to use a credit card to book a trip, ask the credit card company if it automatically offers any type of extra protection coverage
• Find out about cancellation waivers (this is not insurance).  Cruise and tour operators may offer cancellation waivers for a fee.  They’ll reimburse a portion of your cost if you cancel for any reason up to 24 hours before departure.